Yesterday, I had this thought of not using my insurance to full potential last year. So since this year is just starting out and I have a KP insurance I decided to understand what am I missing out on. I realized there's a lot. I had no clue that lot of preventive visits, tests are offered for free generally. I decided to then make up a custom GPT just for me to continue understanding it and have it give me a rough timeline of preventive test/visits that I should be doing this quarter. I ended up booking an appointment yesterday and have rough plan for this month which is going to cost me little to nothing. Have you thought about this?

Edit: All I initially had was a 100 page doc of my benefits that I never looked at by virtue of being lazy. So I dumped this in and gave it a task to optimize for cost and preventive tests.